Velma Smith (July 27, 1927 – July 31, 2014, née Williams) was an American country musician and guitarist.
Smith was the lone female member of the RCA Studio B's "A-team" of studio musicians during the era of the Nashville Sound. She played rhythm guitar on numerous top hits such as Eddy Arnold's "Make the World Go Away", Jim Reeves' "I Love You Because" and Hank Locklin's "Please Help Me, I'm Falling".